I attribute my success to this: I never gave or took any excuse. –Florence Nightingale


Those unfamiliar with notes should first understand exactly what they are. A real estate note is, by definition, “a written, signed, unconditional promise to pay a certain amount of money on demand at a specified time.” These contain certain terms that can be negotiated at times, and are usually paid for by those called “makers” and created by “holders” or “payees”.


These bonds can be complicated for those getting into real estate as a new investor, so it’s crucial that those who want to be successful in notes are fully educated about what they are and how they completely work.


Educating Yourself on Notes


As complex as notes may be, they don’t require hundreds upon thousands of dollars to be understood. If you see a commercial on television about a magic book that will teach you everything you need to know about notes for a few easy payments and shipping and handling, put your wallet away. There are a lot of online resources and guides on how notes work and how to be completely successful with them.


Seminars, books, and other paid for educational material DO exist out there, and perhaps they’d be what you find most helpful. However, with the Internet at your fingertips, becoming educated about notes, paper, money, and liens is easier and cheaper than it ever has been.


Get Involved with Groups


When it comes to “groups”, these can vary in a lot of ways. First of all, these groups don’t even necessarily need to be physical. Online forums exist where you can ask questions, get postings, and share information with others that can be of great help to you. As helpful as articles like this one and many others might be, it’s always reassuring to swap information with a real person who is willing to share their real experiences with you in a personal setting. Look for online meeting grounds on LinkedIn or Reddit, or even groups that are around your local area. Real estate and financial groups are growing in popularity as the market becomes more and more popular.


Investing While Working


Many first time investors like to have full time jobs and do real estate work on the side. If you can pull this off then power to you. Real estate is something that takes a lot of time and effort. Investing in notes can be tricky to do as a part time career or hobby, but it’s definitely doable. The take away is that you can keep your job and still make extra money from note investing and see that cash grow over time. Notes are essentially dignified loans, so as long as you have the ability to keep track of them and how much you’re profiting, you should be fine.


Your Own Money and Notes


A common myth is that you can’t invest and profit from notes without your own money. You can still invest in notes using OPM, otherwise known as “other people’s money”, and build up capital of your own that can be invested into notes. Note and loan businesses can be a little tricky the longer this chain goes on, but again: if you can manage it and be successful, do whatever works for you.






Phoenix Commercial Real Estate and Investment Real Estate: investors and Owner / Users need to really know the market today before making a move in Commercial Properties or Investment Properties in Phoenix / Tucson / Arizona, as the market has a lot of moving parts today. What is going on socio-economically, what is going on demographically, what is going on with location, with competing businesses, with public policy in general — all of these things affect the quality of selling or purchasing your Commercial Properties, Commercial Investment Properties and Commercial and large tracts of Residential Land in Phoenix / Tucson / Arizona.  Therefore, you need a broker, a CCIM (Certified Commercial Investment Member) who is a recognized expert in the commercial and investment real estate industry and who understands Commercial Properties and Investment Properties.

I am marketing my listings on Costar, Loop-net CCIM, Kasten Long Commercial Group.  I also sold  hundreds millions of dollars’ worth of  Investment Properties / Owner User Properties in Retail, Office Industrial, Multi-family and Land in Arizona and therefore I am working with  brokers, Investors and Developers. I am also a CCIM and through this origination ( www.ccim.com ) I have access to marketing not only in the United States, but also international.  Click here to find out what is a CCIM:  https://en.wikipedia.org/wiki/CCIM


I am actively looking to build relationships with Real Estate Investors and Owner  Users  for  Retail / Industrial / Office / Multifamily and Land  in  Phoenix  –  Scottsdale   –  Tucson   –  Arizona



Click here to find Reasons to Consider me for Commercial Referrals



Click here to View My Listings and Profile



Click here to find out what is a CCIM:



Click here to view my website:



Interactive Map Of All 10+ Unit Apartment Listings in Metro Phoenix



Click here:



Click here: No Slowdown in New Construction in Q3 – Apartments



Click her to join my mailing list :      


Walter Unger CCIM –  walterunger@ccim.net   – 1-520-975-5207  –  http://walter-unger.com

2016 Official Arizona Visitors Guide

Visit Arizona


 check it out




Timeline of Phoenix, Arizona history




Phoenix, Arizona





Facts of Arizona – year 1848 to 2013


Feel free to contact Walter regarding any of these stories, the current market, distressed commercial real estate opportunities and needs, your property or your Investment Needs for Comercial Properties in Phoenix, Tucson, Arizona.


walterunger@ccim.net 1-520-975-5207

Check out my professional profile and connect with me on LinkedIn.


Follow me on Facebook:



Follow me on Twitter:


Follow Me on Google+



Kasten Long Commercial Group tracks all advertised apartment communities, including those advertised by other brokerages.  The interactive map  shows the location of each community (10+ units) and each location is color coded by the size (number of total units). 

Click here for Map of Apartments for Sale (10+units)



Walter Unger CCIM, CCSS, CCLS

I am a successful Commercial / Investment Real Estate Broker in Arizona now for 20 years.  If you have any questions about Commercial / Investment Properties in Phoenix or Commercial /  Investment Properties in Arizona,  I will gladly sit down with you and share my expertise and my professional opinion with you. I am also in this to make money therefore it will be a win-win situation for all of us. 


Please reply by e-mail walterunger@ccim.net or call me on my cell 520-975-5207




Walter Unger CCIM

Senior Associate Broker 

Kasten Long Commercial Group

2821 E. Camelback Rd. Suite 600

Phoenix , AZ 85016

Direct:    520-975-5207   

Fax:       602-865-7461




View My Listings and Profile

Join My Mailing List

What is a CCIM?

Reasons to Consider me for Commercial Referrals



Delivering the New Standard of Excellence in Commercial Real Estate 

  • Commercial Real Estate Scottsdale
  • Commercial Real Estate Phoenix
  • Commercial Real Estate Arizona
  • Commercial Investment Properties Phoenix
  • Commercial Investment Properties Scottsdale
  • Commercial Investment Properties Arizona
  • Land Specialist Arizona
  • Arizona Land Specialist
  • Land Specialist Phoenix
  • Phoenix Land Specialist
  • Land For Sale Phoenix
  • Land for sale Arizona
  • Commercial Properties For Sale Phoenix
  • Commercial Real Estate Sales Phoenix
  • Commercial Properties Phoenix
  • Commercial Properties Arizona
  • Commercial Land Specialist Phoenix
  • Commercial Land Phoenix
  • Multifamily land Phoenix
  • Retail Land Phoenix
  • Industrial Land Phoenix
  • Land Commercial Phoenix
  • Land Retail Phoenix
  • Land Industrial Phoenix
  • Land Multifamily Phoenix
  • Industrial Land for sale Phoenix
  • Land Industrial
  • P
  • Investment Real Estate


Disclaimer of Liability

The information in this blog-newsletter is for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.