Create Privacy and Protect Your Assets










“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” -Thomas A. Edison


1.  Get off the Grid

This is the first layer of your privacy and protection plan. It’s an easy step to take and it starts with not using your personal address (or phone number) on anything. Period.

  • Don’t use it on your lease.
  • Don’t use it on your website.
  • Don’t use it on your contracts and closing documents, etc.

Instead of your personal address, take the easy step and pick up a PO Box at the post office or your local UPS store. For phone service, grab a Google Voice number and use that for all of your phone call and texting needs.

Take the approach that no one needs to know where you personally live and that will help you get off the grid.

 2.  Just Say “NO”

If you’re rehabbing a house and some random person walks in from the street and asks if you own the house, be sure to reply “NO.”  If your tenants ask if you own the house they’re renting, just say “NO.”

I am not advocating not being truthful. If you’re careful how you deed the property, you will not personally own it, and you’ll be telling the truth.

When tenants make special and unusual requests, simply tell them you’re a property manager, but you’ll be happy to discuss their request with your “boss.”  Who is your boss?  If you’re like me, it’s your wife. But it could be your partner.

Being discreet with your ownership protects your privacy and your assets and allows you to manage your assets like a professional.  Building a business professional relationship with your contractors, tenants, and everyone else will help you to protect your privacy and assets while running your investment business.

3.  Get Insured

Be sure to get the standard homeowners insurance policy and a title insurance policy. But that’s not enough.

Double-check your liability coverage to be sure you understand your coverage in case you have a vacant house, or if a contractor falls off your roof, or your heat pump gets stolen. But beyond these standard policies, you need to get your liability insurance extended with umbrella coverage.

An umbrella policy is for liability insurance that sits above your standard homeowners insurance policy. If you have a claim that exceeds your standard homeowners policy, the umbrella coverage kicks in as an extra layer of protection.

You can see why I like the visual of peeling back the layers of an onion when building privacy and protecting assets. Get the proper insurance to cover your assets.

4.  Stop Using Banks

If your goal is privacy, consider the banking journey and check how much personal information the bank collects in exchange for a bank mortgage.

Consider how much information is provided on the application, all the property information you supply with rent rolls and addresses in full disclosure. Underwriters may ask for copies of leases and bank statements to substantiate credit worthiness.

Using banks for financing provides zero privacy for real estate investors. Even potentially worst is the issue of personal guarantees and rent assignments that kick in if something goes wrong.

Signing a personal guarantee is the equivalent of signing a blank check with no date on it that will be cashed in if something goes wrong. It puts all your other assets at risk if something goes wrong with your investment.

If your goal is privacy and asset protection, you need to learn to buy houses without using bank financing.

5.  Use Entities & Land Trusts

One way to keep your personal information private and your assets protected is to begin using LLCs and Land Trusts. Both will get your personal name out of the tax records. Both have specific advantages.

An LLC can be taxed as S-Corp or a C-Corp. Consult your CPA for the best structure that works for you particular needs. One primary benefit of using an LLC is that the members of the LLC have only limited liability associated with the acts and the debts of the LLC.

The next step up is the Land Trust. The land trust is a good vehicle for providing privacy and asset protection in your real estate investing business. A land trust is a legal agreement where a trustee is appointed to the ownership of property for the benefit of the beneficiary of the trust.

The land trust is not recorded at the local courthouses. Instead it can be retained by beneficiary making it very hard to obtain the property ownership information. All that’s visible to the public search is the trustee information. Protection can be maximized by using a different land trust name for each property purchased, and there are a number of additional strategies associated with using trustees.

Additional land trust benefits include protection from code violations, liens, HOAs, and title claims.

The bottom line with the land trust is that it becomes challenging for anyone to track down the property that you own. When a lawyer does the initial asset search, you’ll appear not to own anything, and you won’t be worth pursuing in a lawsuit.

Privacy and asset protection come in layers. The more assets you accumulate, the more layers of protection you need to protect both your privacy and your assets.

What are your thoughts on keeping your deals and assets private and protected?  Leave us your comments below.



A little about me and my expertise – video


commercial / investment real estate / Arizona land specialist


I go to great heights to sell or purchase your land,_Arizona_history


Facts of Arizona – year 1848 to 2013



Feel free to contact Walter regarding any of these stories, the current market, distressed commercial real estate opportunities and needs, your property or your Investment Needs for Comercial Investment Properties in Phoenix.



View my listings and my profile at:


What is a CCIM?


Join My Mailing List



Please go to my web-site and get all the newsflashes and updates in Commercial Investment Real Estate in Phoenix and Commercial Investment Properties in Phoenix daily



Check out my professional profile and connect with me on LinkedIn.


Follow me on Facebook:


Follow me on Twitter:



Follow Me on Google+


Walter Unger CCIM, CCSS, CCLS

I am a successful Commercial Investment Real Estate Broker in Arizona now for 20 years and I worked with banks and their commercial REO properties for 3 years. I am also a commercial landspecialist in Phoenix and a Landspecialist in Arizona.





we are at on the a rise of the cycle in Commercial Real Estate.  so there is only one way and it’s called we are going up and now is the time for you to expand, upgrade or invest in Commercial Properties in Phoenix.  The prices on deals I may get you will not be around forever.


If you have any questions about Commercial Investment Properties in Phoenix or Commercial Investment Properties in Arizona,  I will gladly sit down with you and share my expertise and my professional opinion in Commercial Properties in Phoenix or Commercial Properties in Arizona with you.Obviously I am also in this to make money, but it could be a win-win situation for all of us. 


Please reply by e-mail or call me on my cell 520-975-5207 or Office:480-948-5554


Thank You


Walter Unger CCIM

Associate Broker,  West USA Commercial Real Estate Advisers

7077 E. Marilyn Road, Bldg 4, Suite 130

Scottsdale, AZ 85254

Cell:      520-975-5207   

Office :  480-948-5554

Fax: (480-658-1172


View my listings and my profile at:             


a little about me and my expertise – video


commercial-investment real estate adviser-land specialist


What is a CCIM?



Delivering the New Standard of Excellence in Commercial Real Estate 


  • Commercial Real Estate Scottsdale
  • Commercial Real Estate Phoenix
  • Commercial Real Estate Arizona
  • Commercial Investment Properties Phoenix
  • Commercial Investment Properties Scottsdale
  • Commercial Investment Properties Arizona
  • Land Specialist Arizona
  • Arizona Land Specialist
  • Land Specialist Phoenix
  • Phoenix Land Specialist
  • Land For Sale Phoenix
  • Land for sale Arizona
  • Commercial Properties For Sale Phoenix
  • Commercial Real Estate Sales Phoenix
  • Commercial Properties Phoenix
  • Commercial Properties Arizona
  • Commercial Land Specialist Phoenix
  • Commercial Land Phoenix
  • Multifamily land Phoenix
  • Retail Land Phoenix
  • Industrial Land Phoenix
  • Land Commercial Phoenix
  • Land Retail Phoenix
  • Land Industrial Phoenix
  • Land Multifamily Phoenix
  • Industrial Land for sale Phoenix
  • Land Industrial
  • P
  • Investment Real Estate


Disclaimer of Liability

The information in this blog-newsletter is for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.